Ontario Cottage Insurance Blog

Summarize Cottage Checklist Here is THE complete checklist on how to open up your cottage for the summer! Before you Head out Keys First and foremost, make sure you have all the keys you may need for your stay. These include cottage keys, boat keys, garage...

To Our Valued Clients and Fellow Cottagers Our newsletter keeps you informed of changes in the cottage insurance industry, safety around your residence and up-to-date news on our business. When I first started working on this newsletter I struggled with what topics I...

Your dock can be left in place when: protected from wind and waves. Maximum wave height 1 foot water is at its lowest level floatation tanks do not rub on rocks the dock has room to move when ice expands and or shifts To properly winterize a dock left in place you...

What is Enhanced Freeze Up Protection? Enhanced Freeze-up Protection brings extra coverage for loss or damage caused by freeze up, damage to pipes, water heaters, pressure tanks, and appliances. This valuable protection is now available to all R&R Plan Cottage...

How are Cottage Rates Determined? Cottage rates and the premiums that we pay are directly related to claims. In an effort to control costs and maintain a competitive rate structure we monitor claims identifying trends, risk factors and the costs associated...